After more than 30 years of assisting injured people to recover from their car wreck claims, We have seen a pattern associated with mistakes injury victims create. These mistakes sometimes possess cost claimants a lot of money as well as prevent them from obtaining a full recovery.
I have played out some of these mistakes below, which means that you do not make these same errors. I hope these suggestions can help you collect a full recovery for the claim
1 . Call the authorities or other law enforcement officials.
As quickly as possible, you should call the authorities or other law enforcement officials. If you cannot contact the police, ask someone to do this for you.
2 . Remain Relaxed.
It is usually best to remain in the car if you feel that you have been significantly injured. Try not to show frustration. Do not accuse anyone and admit fault yourself. Never discuss the accident while using another driver. Remember, what you say here could be employed against you in the court docket.
3. Call a family member or possibly a trusted friend.
You should call up or have someone call for anyone, your closest relative or possibly a trusted friend, to come to typically the scene. You will undoubtedly always be caught up in the excitement and the stress of the collision. You may, therefore, need a person anyone trusts to observe the collision landscape and do certain things that can be necessary that may not eventually you.
4. Obtain specific information.
Obtain the other driver’s name, address, phone number, license plate number, make and model involving the car, driver’s license range, name and owner on the car, and the insurance company. Be sure you gather this information for all motor vehicles involved in the wreck. Also, note down all names, addresses, and phone numbers of other persons involved and witnesses of the accident.
5. Refrain from going over the details of the collision.
Never discuss your accident using anyone except the police. That also includes your insurance adjuster. You could speak to your adjuster about your motor vehicle but not about accident specifics or your injuries. Men and women often make the statement to the other motorist and the police officer, “I am not harmed, ” “I am E. K. ” or another identical statement. Of course, the insurance firm will use this statement towards you, both in evaluating your case and in court. You could be certain that the jury will certainly hear that you made the factual statement that you were not harmed immediately after the collision. This is extremely unfair to you. This is why it is important not to make this statement even if you do not believe you are hurt. Of course, usually do not misstate any facts to anyone, especially law enforcement officials. However, you should understand that about to catch a doctor and you may not understand whether you are hurt or not. You may be seriously injured even though you don’t understand that you are injured at the time or even soon after the wreck. Whenever someone asks you, “Are you o. k.? inch or “Are you hurt? ” just explain to all of them it is impossible to tell at this stage.
6. Take photographs, and still have someone take photographs for you.
Many people now have cell phones which can take photographs. Maintain a disposable camera within your car in case you do not have a cell phone with a camera. Take pics of all vehicles from various angles whenever you can do so safely. Photograph the street arena, including traffic control units such as stop signs, give signs, or stoplights. You should photograph any skid represents or any physical objects, including stop signs, light rods, or guardrails that may have already been struck by a vehicle. Have photographs of the other driver’s passengers and witnesses whenever possible. If your cell phone can produce videos, take several of these featuring the entire scene. If you are in physical form unable to make these pics, ask someone to make them in your case.
7. A doctor should completely look at you.
Even if you do not go near the hospital in an ambulance, it is best to be checked out comprehensively by a doctor of your choice and in the Emergency Room. You should accomplish this even if you do not think you are hurt. Often, the casualty of a motor vehicle collision doesn’t feel pain, and he or she is hurt. In the future, however, these victims continue to experience a great deal of pain, irritation, and stiffness. It is not generally easy for a wreck sufferer to determine if he/she has suffered broken bones or other serious injuries.
For this reason, you should be checked out thoroughly. As soon as the collision, you should go to the clinic before you go anywhere else. If you postpone medical treatment, the insurance company may argue that you must not have been damaged and that, otherwise, you would have been put in the Emergency Room or to be observed by a doctor immediately.
7. Report the collision to another driver’s liability insurance company.
Tend not to assume that the other driver may report this collision with their insurance company. You should put the additional driver’s insurance company on discovery immediately so that they will have opportunities to examine the facts of the accident. In addition, you should notify your insurance company even though you may not claim against it.
9. Look at your insurance policies.
As soon as you are usually physically able, be sure to look at your insurance policies, as well as the insurance coverage of any member of your current household. It could be that there are rewards that you can recover from these insurance policies. There could be additional advantages from your insurance policy or the coverage of a family member. You should check out these benefits even though you decide to claim the additional drivers’ insurance policy. Med-pay insurance policies are one example. This insurance policy coverage will pay all of your medical costs up to the limit stated in the particular policy. It is important to check your coverage for uninsured motorist and underinsured vehicle driver coverage, which is discussed in other places in this book.
10. Offer contact information to the other drivers.
You ought to give your name, address, contact number, and the name of your insurance coverage to all other drivers. Still, be careful not to make any assertions about the facts of the destruction, how it occurred, whoever fault it was, or any other matter to the other driver(s). You should talk fully and truthfully to law enforcement authorities and health care providers.
11. Protected your car.
If you go to the clinic in an ambulance, be sure that your car or truck is secure and that the items in your car are safe. Just about all valuables should be removed from your car and driven properly off the road. You, naturally, will not be able to do this yourself. However, you can ask someone (preferably a relative or a trusted friend) to do this for you. The analyzing law enforcement officer will often help you using this type. However, you need to discuss this issue with the law enforcement expert and be sure that your car is properly secure.