Tokyo Marine Insurance Review


Tokio Marine HCC has one of the world’s largest travel insurance portfolios, servicing customers in 180 countries. This company has been in business for over 140 years and is known for its integrity.

TM Xplora Plus is a great travel insurance plan with a good mix of benefits at a reasonable price. It is available in two tiers, Premier and Classic, which can be purchased as a single trip or annual plan.

Customer Service

Tokio Marine Insurance Review has a robust claims section, helpful how-to videos, and an FAQ page. A claim form can also be filled out and submitted online.

Customer service is a top priority for Tokio Marine HCC, with a dedicated team to support its clients throughout the process. Their employees are highly trained and are well versed in the latest technology to help customers get through the process as quickly as possible.

Tokio Marine HCC has also earned high ratings from the major financial rating systems, which is a good indication that they are a reputable company with an excellent business model. They also have a strong vision and philosophy, putting their customers first. The most important part of this vision is integrity, which means they will always do what’s best for their clients and employees before focusing on profit. This has kept Tokio Marine in business for over 140 years.

Coverage Options

Tokio Marine Insurance Review offers a variety of coverage options to suit your travel insurance needs. In addition, they offer many vel medical and trip protection plans to protect travelers from unforeseen emergencies.

They also offer a few types of life insurance policies. For example, their TM FlexiCover is a whole-life policy that allows you to tailor your policy’s protection and investment mix as your needs change over time.

Their TM Early Cover plan is a comprehensive critical illness insurance policy with one of the market’s most affordable premiums and provides coverage for early and intermediate cancer conditions. It also comes with a Future Protect Benefit that pays out up to 20% of the sum assured, less any indebtedness.

Their travel medical insurance is available for leisure and business travelers, missionaries, and study-abroad participants. They are also the only insurer in Singapore to offer an option for a student visa.

Policy Documentation

Whether looking for standalone coverage or a comprehensive solution, Tokio Marine Insurance Review offers the right combination of features and benefits to meet your unique needs. In addition to its branded product offerings, Tokio Marine also partners with other insurers to provide tailored products and services.

The company takes appropriate measures to protect customer information and makes a concerted effort to train its insurance agents and employees in properly handling such data. The company also performs reviews as needed to ensure it is doing an excellent job.

Tokio Marine is an established, well-known name in the industry with a long and proud history of excellence. The company has received substantial financial ratings from various major rating agencies. The most recent ratings include an A+ (Superior) from Best and AA- (Very Strong) from Standard & Poors and Fitch Ratings. It is ranked 827 in the Fortune 1000 and has over $9.1 billion in assets and shareholders’ equity.


To survive and thrive in the insurance industry, an insurer must have a reputation for integrity. This means that they will always act in the best interests of their clients, employees, and society before considering their profits.

Tokio Marine HCC possesses this reputation due to the company’s one driving philosophy, “Mind over Risk.” This philosophy allows them to use their human capabilities to understand and empathize with their customers.

It is also employee-based, meaning that they look to inspire their employees to be better than they were before and follow through with their promises. This philosophy has served the company well for over 140 years and continues to guide its business model today.

Tokio Marine HCC is a primary international travel insurance provider with an excellent industry reputation. They have an AA- (Very Strong) rating from Standard & Poors and Fitch Ratings. This indicates that they have solid financial backing and are a reputable insurance company.